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Virgin Money loosens buy-to-let affordability tests

Virgin Money loosens buy-to-let affordability tests

Virgin Money has changed the stress test rates this week when assessing affordability for buy-to-let mortgages! The interest stress test rate is being reduced from 5% to 4.5% on fixed rate products of 5 years or over. The required rental cover remains at 145%  ...

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First Time Landlord Products Increase

First Time Landlord Products Increase

According to new data published by Moneyfacts, Mortgage products for first-time landlords have reached a new high and the UK has seen the biggest year-on-year leap for October ever recorded.   297 more first-time landlords products have been launched over the...

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