News

Landlord Insurance – Are you covered?

Landlord Insurance – Are you covered?

Rental properties are a great source of income when things are going well. But unless you have specialist Landlord’s Insurance in place to protect your buildings and contents, there’s a very real chance you could find that you aren’t eligible to make a claim when you...

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Benefits of buy-to-let mortgage

Benefits of buy-to-let mortgage

Buy-to-let mortgages are mortgages specifically designed for those who are purchasing a property for the sole purpose of letting. Buy-to-let properties have become an increasingly attractive investment choice over the years, providing more stability than the alternative.

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Guide to buy to let mortgages

Guide to buy to let mortgages

Are you considering diversifying your income through a buy to let purchase? If so, one of the most important things to consider is what the best strategy to repay the loan. Currently, there are two main options. Interest only buy to let mortgages and repayment mortgage.

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Virgin Money loosens buy-to-let affordability tests

Virgin Money loosens buy-to-let affordability tests

Virgin Money has changed the stress test rates this week when assessing affordability for buy-to-let mortgages! The interest stress test rate is being reduced from 5% to 4.5% on fixed rate products of 5 years or over. The required rental cover remains at 145%  ...

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First Time Landlord Products Increase

First Time Landlord Products Increase

According to new data published by Moneyfacts, Mortgage products for first-time landlords have reached a new high and the UK has seen the biggest year-on-year leap for October ever recorded.   297 more first-time landlords products have been launched over the...

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Mortgage Approvals up in 3.2% in August

Mortgage Approvals up in 3.2% in August

UK Finance reports that mortgage approvals remained strong in August 2019 with annual increases across both purchase and remortgage figures. In total there were 85,931 mortgages approved by the main high street banks in August 2019.The data shows that mortgage...

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