If you are looking to…
Find out how much money you could potentially borrow, current mortgage rates and cost of stamp duty liability when purchasing a property.
With vast knowledge of the mortgage industry, we can offer comparable quotes for your mortgage using the whole of market. We can also provide advice on protection products using a selected panel of lenders.
Check out our Best Buy to Let mortgage rates or call us on 01434 700077.
Our buy to let calculators will help you get an estimate of your stamp duty liability, calculate how much you can potentially borrow with an estimate of monthly payments. You can also find out how much rent you would have to charge to qualify for buy to let mortgage. The below calculators are for illustrative purposes only and do not constitute advice.
HOW MUCH CAN I BORROW?
Find out your borrowing ability and how much you can afford to spend on your buy to let mortgage with our Affordability Calculator.
STAMP DUTY CALCULATOR
Stamp Duty Calculator shows government costs when purchasing a property. Rate depends on several factors such as property value.
MINIMUM RENT CALCULATOR
Use our Minimum Rent Calculator to work out how much rent you may need to charge to be able to get a mortgage on a buy to let property.
|Initial Rate||1.58% Discounted for 2 years|
|Notes||*A reverting monthly repayment of £626.29 applies after initial period. Total amount payable £185,319|
|Initial Rate||1.79% Tracker for 2 years|
|Notes||*A reverting monthly repayment of £597.56 applies after initial period. Total amount payable £178,089|
|Initial Rate||1.79% Fixed until 30/11/2020|
|Notes||*A reverting monthly repayment of £582.80 applies after initial period. Total amount payable £174,013|
|Initial Rate||1.82% Discounted for 2 years|
|Notes||*A reverting monthly repayment of £627.59 applies after initial period. Total amount payable £185,986|
FT Advisor reports a couple has recently won an appear against HMRC as the tax tribunal ruled the couple did not have to pay the higher stamp duty charge as the property could not be immediately lived in. The pair had purchased the property via a company...read more
Stamp duty for second homes From April 2016, Stamp Duty liability for anyone purchasing an additional property has increased. The majority of buy to let purchases attract an additional 3% stamp duty. Purchases of properties £40,000 or less are not...read more
Buy-to-let mortgages are mortgages specifically designed for those who are purchasing a property for the sole purpose of letting. Buy-to-let properties have become an increasingly attractive investment choice over the years, providing more stability than the alternative.read more